Mortgages

Proceeding with the purchase of real estate very often means getting a mortgage. The whole process of searching and finally deciding which credit institution offers you a deal really suits to your needs, is sometimes a difficult, confusing experience that should be done with care and the proper guidance.

We can resume the role of your consultant (WITH NO FEE) with our expertise associate who is available to solve every possible question and become your permanent assistant through the whole process until the issue of the loan. Our services are offered for FREE because we serve as the banks' intermediates that pay us a fee accordingly.

We offer you the ability to choose between a series of programs of the biggest banks and we search along with you the one that totally suits your personal needs and financial profile.

EFG EUROBANK

EMPORIKI BANK

PIRAEUS BANK

UCI

We take the responsibility for all the necessary proceedings and to protect you from any fault movements due to lack of full knowledge.

The 5 Steps Towards A Mortgage

Decide the type of property you seek, the time range you want to devote to searching, the amount of money you want to invest and the percentage of financing you may seek.
Develop a list with the products the different banks offer, their interest rates (both stable and fluctuating), the percentage of the price financing, the mortgage period and whether they offer state financing programs.
Carefully review and calculate all the types of expenses that are included in taking a mortgage (legal, technical, insurance).
Compare the level of surcharges each bank imposes, if you decide to repay a larger amount than the scheduled payment.
Let somebody who knows, to make a number of financial estimations that will help you decide whether you should really buy, what amount of payment is appropriate for you, the level and the time period you should get in debt, etc.

Our recent cooperation with UCI the large Spanish bank, that promotes its products exclusively through real estate agents, allows us to offer you the cheapest residential loans in the market.

- Fixed interest rate for the 1st year : 2,45%

- Fluctuating interest rate : with only form 1,5% in excess of the Basic Interest Rate Of the Central European Bank (which is 2% in nowadays).

- Fixed interest rate for 15 years : from 4,95%

(plus special contribution 0,12%, of the Law 128/1975).

Insurances

The full insurance coverage both of the property and its owner is a mandatory action that all buyers should not neglect. Not only because prevention is always preferable to therapy, but mainly because in every investment the fundamental goal is to reduce the risk, as much as possible.

Our aim is to become your counselor generally in every insurance or investment issue that may concern you, with the assistance of special insurance and investment consultant.

Discover the capabilities of coverage for damage and destruction of the property and also coverage for burglary of the value items that are included in it.
Be informed about the usefulness of the owner's personal insurance and the broader capabilities to convert it into an investment tool for you and your family.